Financial Management

Complete accounting, multi-currency, and financial control for businesses in Africa

Predictiv Financial Management provides a complete accounting and financial control suite built for the realities of African business. Multi-currency operations, volatile exchange rates, and complex tax requirements are handled natively—not as afterthoughts.

From general ledger to cash flow forecasting, accounts payable to financial reporting, every transaction flows through a single, auditable system that gives you real-time visibility into your financial position.

Challenges We Solve

Common financial management challenges—and how Predictiv addresses them.

Multi-Currency Complexity

Challenge

Operating in multiple currencies with volatile exchange rates makes financial reporting a nightmare.

Solution

Native multi-currency with automatic rate management, unrealised gain/loss tracking, and dual-currency reporting.

Cash Flow Visibility

Challenge

Not knowing your cash position until month-end creates liquidity risk.

Solution

Real-time cash flow dashboards, payment forecasting, and automated bank reconciliation.

Tax Compliance

Challenge

ZIMRA, SARS, and regional tax requirements are complex and constantly changing.

Solution

Built-in tax calculation, automated withholding tax, and compliant fiscal reporting.

Audit Readiness

Challenge

Preparing for audits is time-consuming with disconnected systems.

Solution

Complete audit trail, document attachments, and one-click audit reports.

Comprehensive Capabilities

Full-featured financial management tools built into the platform.

General Ledger

  • Multi-company, multi-currency chart of accounts
  • Flexible account structures and dimensions
  • Automatic intercompany eliminations
  • Period-end close management
  • Journal entry with approval workflows
  • Recurring journals and templates

Accounts Payable

  • Supplier invoice processing
  • Three-way matching (PO/Receipt/Invoice)
  • Payment run management
  • Early payment discount tracking
  • Withholding tax calculation
  • Supplier statement reconciliation

Accounts Receivable

  • Customer invoicing and statements
  • Credit limit management
  • Ageing analysis and collections
  • Payment allocation and matching
  • Dunning letter automation
  • Bad debt provisioning

Cash Management

  • Bank account management
  • Automatic bank reconciliation
  • Cash flow forecasting
  • Payment scheduling
  • Multi-currency cash pools
  • Bank statement import (MT940, CSV)

Fixed Assets

  • Asset register and depreciation
  • Multiple depreciation methods
  • Asset revaluation and impairment
  • Disposal and transfer processing
  • Asset tagging and tracking
  • Capital expenditure planning

Financial Reporting

  • Real-time financial statements
  • Management reporting packs
  • Consolidated reporting
  • Budget vs actual analysis
  • Custom report builder
  • Power BI integration

Proven Results

80%
faster month-end close
95%
automatic bank reconciliation rate
50%
reduction in audit preparation time
Real-time
financial visibility vs monthly

Why Predictiv for Financial Management

African Currency Expertise

Purpose-built for the complexity of currencies in Africa. Handle USD/ZWG/ZAR seamlessly with automatic rate updates and compliant multi-currency reporting.

Real-Time Position

Know your financial position now, not at month-end. Real-time dashboards show cash, receivables, payables, and P&L at any moment.

Integrated Platform

Finance isn't siloed. Every transaction—sales, purchases, inventory, payroll—flows automatically to the ledger with full traceability.

Compliance Built In

ZIMRA fiscalisation, withholding tax, and statutory reporting built into the platform. Compliance isn't an add-on.

Case Study

Regional Trading Group

Challenge

A trading company with operations in Zimbabwe, South Africa, and Zambia struggled with multi-currency consolidation and month-end close taking 3 weeks.

Solution

Implemented Predictiv Financial Management with multi-currency GL, automatic intercompany eliminations, and real-time consolidation.

Results

  • Month-end close reduced from 3 weeks to 4 days
  • Real-time consolidated view across all entities
  • Bank reconciliation automated (95% auto-match rate)
  • Audit preparation time cut by 60%

Is This Right for You?

Predictiv Financial Management works best for organisations with these characteristics.

Company Profile

  • Multi-currency operations
  • Multiple legal entities
  • Complex tax requirements
  • Audit and compliance obligations
  • Growing transaction volumes

Scale

  • $1M+ annual revenue
  • 100+ transactions per day
  • Multi-currency operations
  • External audit requirements

Pain Points

  • Month-end close takes too long
  • Cash position unknown
  • Manual reconciliation burden
  • Tax compliance risk
  • Disconnected financial systems

Ready to Improve Your Financial Management?

See how Predictiv can streamline your financial management operations. Book a personalised demo.